What MintSpeak Can Do For You
Cash Flow & Income Insights
- Predictable Income Streams: Identify salaries, side hustles, dividends
- Cash Flow Forecasting: Estimate when funds may run out
- Irregular Income Classification: Tag gigs, bonuses, seasonal income
Loan & Credit Profile
- Alternative Credit Scoring from SMS patterns
- Upcoming Repayment Alerts
- Loan Consolidation Suggestions
- Interest Rate Analysis
Fraud Detection & Alerts
- Unusual Activity Alerts
- Phishing Scam Detection
- Duplicate Charges
Subscription & Recurring Expense Management
- Auto-renewal Tracking
- Silent Deductions
Smart Budgeting & Nudges
- Category Spending Patterns
- Budget Deviation Alerts
- Behavioral Nudges
Savings & Investment Recommendations
- Detect Savings Behavior
- Micro-Investment Suggestions
- Idle Money Detection
Lifestyle Inference
- Travel Detection
- Family Events
- Emergencies
Goal-Based Financial Planning
- Smart Goals
- Progress Tracking
Peer-to-Peer Behavior
- Frequent Contacts
- Chama or Group Activity Detection
Financial Literacy & Education
- Contextual Advice
- Interactive Chatbot Tips